Which statement best describes prescription drug coverage in major medical plans?

• A. Major medical plans often include drug coverage automatically, while basic plans may not.
• B. Prescription drug coverage is never included in medical expense plans.
• C. Some major medical plans include drug coverage, while basic plans may exclude or limit it.
• D. Prescription drug coverage is guaranteed in all policies.

Answer: (C)

Prescription drug coverage in major medical plans varies. Some major medical plans include prescription drug coverage as part of the overall benefit, while others do not or offer it only as a separate, limited benefit. Basic or limited medical plans are more likely to exclude drugs or provide only restricted coverage with higher out-of-pocket costs. So the best description is that some major medical plans include drug coverage, while basic plans may exclude or limit it. The other statements aren’t accurate because drug coverage isn’t automatically included in every major medical plan, it isn’t never included, and it isn’t guaranteed in all policies.