How many deductibles per calendar year are allowed under the described policy?

• A. 2
• B. 4
• C. 6
• D. 8

Answer: (B)

Deductibles in some medical expense plans aren’t always a single amount you pay once per year. Some policies break the year’s deductible into multiple components so you must meet several deductible obligations before benefits start for different parts of the plan. In the described policy, there are four separate deductible requirements that apply within a single calendar year. That means you would need to satisfy four deductible amounts before the plan begins paying according to the covered benefits for that year. Each calendar year, these deductible obligations reset. This four-deductible structure is what makes the stated quantity the correct one for this policy.